More than any industry, Insurance Companies keep their customers in the dark concerning the product the sell. Most people do not know what type of insurance they carry, what levels of coverage they have, or when and how their insurance will cover them. Florida joins roughly a dozen other states it what is known as No Fault.
The No Fault provision is essentially an agreement between the Insurance Companies and the Florida Legislature. Under the provision, Insurance Companies are required to provide a certain level of coverage for their insured if they are involved in an automobile accident, regardless of fault. In exchange, a victim of an auto-accident can only bring a claim against an at-fault party if they have sustained a permanent injury. For more information concerning this, please see the FAQ on Injury.
The Insurance Companies’ mandatory coverage of their own insured is called Personal Injury Protection or simply PIP.
Call the law office of Dan Newlin & Partners at (407) 888-8000: When you are involved in an automobile accident, you have just involuntarily thrust yourself into a complex legal web. Your accident and subsequent injuries may be subject to several laws and provisions. We are always available to discuss and explain in detail all aspects of your potential claim. Advice is free and we are here to ensure that you are well informed about your rights and your options.