What is Uninsured/Underinsured Motorist Coverage?

A car accident can be devastating for all those involved, causing serious injuries and costly property damages. As soon as a collision takes place, your entire life could be thrown for a spin, leaving you overwhelmed and unsure of what to do next. Being involved in a auto accident in Chicago or the Suburbs may entitle you to thousands of dollars for your injuries, lost wages, medical bills and long term care. At the law Offices of Attorney Dan Newlin, Chicago, we are honored to protect and fight for auto accident victims. As the son of a Chicago Steel worker and as a former police detective, Attorney Dan Newlin understands first hand the importance of helping the good people of Northern Illinois and Chicago. Attorney Dan Newlin and his team of experienced lawyers will fight for you!

We are a local law firm, serving all of Northern Illinois with our law offices located in downtown Chicago. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or an experienced Illinois auto accident lawyer will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

While Illinois state law requires all those who own or operate a vehicle to carry at least the minimum bodily injury and property insurance coverage, there are many drivers in the Chicago area who fail to uphold the appropriate insurance requirements. These drivers break the law each time they get behind the wheel and, in the event that you are injured as a result of their negligent driving, it is likely that they will not have the means to compensate you for your injuries. To protect you from being unable to cover medical or property damage expenses you incur during an accident, Illinois insurance providers are required to provide Uninsured/Underinsured Motorist Coverage on your vehicle’s policy. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

Uninsured Motorist Coverage allows you to pursue a contractual claim with your own insurance provider for compensation even if the driver at fault did not have a current insurance policy. With this type of claim, an experienced lawyer can help provide you with the compensation you would be entitled to if the at-fault driver had valid insurance. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced auto accident attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

Even if a driver is insured, their coverage might not be sufficient to take care of your damages and injuries. In this case, an attorney could help you file an Underinsured claim, which would allow you to be fully reimbursed for the damages you suffered. You might even be able to recover part of your expenses from the at-fault driver’s policy and work with your own insurance provider to collect the rest. In these cases, however, the amount you can claim from your UM coverage is reduced by the amount you’ve already recovered from the at-fault driver’s insurance. Say you’ve been awarded $20,000 in damages from the other driver’s insurance and you have $100,000 available in UM limits with your own company, then the most you can recover from your UM coverage is $80,000. With both uninsured and underinsured claims, your attorney would still have to prove that a negligent driver caused the accident and that the injuries you’ve sustained were directly caused by the collision. In these cases, the compensation you’re entitled to is not automatic and many times insurance companies try to grant you as little compensation as they can. For these reasons and more, you need a lawyer with the right knowledge and resources guiding you through this process. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

Our team of skilled attorneys at the Law Offices of Attorney Dan Newlin can help you move forward with a claim to collect the funds you are entitled to. We have years of experience handling this type of case and have the knowledge needed to help you regain all you’ve loss. We will look at every possible avenue for securing the settlement you are deserving of following a traumatic accident and can run asset checks against the liable driver to ensure you are able to collect your compensation. You won’t make a single payment until we win your case and recover your compensation. Remember, there are time limitations on claims of this sort, so timely action is critical.

At the law Offices of Dan Newlin, Chicago, we are honored to protect and fight for auto accident victims. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced auto accident attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims.

If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.