What is Uninsured/Underinsured Motorist Coverage?

If you’ve been involved in a taxi cab accident caused by the negligence of another driver, you’ve already been through a traumatic experience. You shouldn’t be responsible for your extensive medical bills and property damage because of the actions of another. Although Illinois requires all drivers to carry Bodily Injury (BI) coverage on their insurance policy, some careless individuals will not be covered. In such an event, having a qualified attorney on your side is essential. At the law Offices of Attorney Dan Newlin, Chicago, we are honored to protect and fight for taxi cab accident victims. At the Law Office of Attorney Dan Newlin Chicago, we have proudly recovered over 150 Million Dollars for injury and accident victims and we will fight for you!!!

As the son of a Chicago Steel worker and as a former police detective, Attorney Dan Newlin understands firsthand the importance of helping the good people of Northern Illinois and Chicago. On many occasions we find that accidents involving taxi cabs many times involve more severe injuries and that these taxi cab accidents often times leave the injured victims with permanent incapacitating injuries. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced Chicago taxi cab accident attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time. If you have questions about your taxi cab accident call Attorney Dan Newlin now for a free consultation at 312-888-8000. Attorney Dan Newlin and his team of experienced lawyers will fight for you!

When an at-fault driver does not carry the required BI coverage, you may be left paying for damages and injuries that weren’t your fault. Because of this possibility, Illinois drivers are also required to carry Uninsured/Underinsured Motorist (UM) coverage. This coverage, from your own auto policy insurer, may provide you with coverage for your injuries and property damage when the at-fault driver’s insurance is lacking or nonexistent. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced Chicago taxi cab accident attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

In cases where the at-fault driver’s coverage is not enough to cover the injuries you sustained in your taxi cab accident, your lawyer may file an Underinsured claim. This may enable you to be fully reimbursed for your damages via the at-fault driver’s BI policy along with the UM coverage through your own insurer.

But keep in mind that the amount you receive form your personal UM coverage is reduced by how much you’ve received from the at-fault driver’s BI coverage. For instance, if you were awarded $30,000 in damages from the at-fault driver’s BI coverage and have $80,000 in UM coverage with your own insurer, the most you can recover from your UM policy is $50,000.

It’s important to remember that with both uninsured and underinsured claims, your attorney still needs to prove that the at-fault driver’s negligence caused the accident that led to your injuries and property damage. No matter how obvious you think the situation is, you will not be automatically compensated. The big insurance companies will fight you every step of the way and dispute your claim. Their main concern is simply their bottom line—not your compensation. At the Law Office of Attorney Dan Newlin Chicago, we have proudly recovered over 150 Million Dollars for injury and accident victims and we will fight for you!!!

My staff and I always consider it an honor to be contacted by the victims of taxi cab collisions, and we will always be ready to listen to all of your concerns over the damages and losses you have suffered as a result of the taxi cab accident. On many occasions we find that accident involving taxi cabs many times involve more severe injuries and that these taxi cab accidents often times leaves the injured victims with permanent incapacitating injuries. Attorney Dan Newlin and his team of experienced lawyers will fight for you. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced taxi cab attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tax cab accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

Don’t let the insurance company dispute your valid claim for due compensation. You didn’t cause the taxi cab accident that led to your injuries and the attorneys at the Law Offices of Attorney Dan Newlin will fight the insurers and ensure you receive all that you deserve.

Contact us at (312) 888-8000 for a free consultation and our experienced team will work with you on your claim.