What is Combined Single Limit (CSL)?

When you are involved in a wreck with an at-fault truck driver and the trucking company that employs him, you will be thrust into a world that can be intimidating and scary without the help of experienced truck accident lawyers like the attorneys at the Law Offices of Attorney Dan Newlin. An experienced truck accident attorney at the Law Offices of Attorney Dan Newlin can help you understand your legal rights, all available insurance coverages and the extent of the damages you are entitled to recover. At the law Offices of Attorney Dan Newlin, Chicago, we are honored to protect and fight for tractor trailer accident victims. On many occasions we find that accident involving tractor trailers many times involve more severe injuries and greater property loss and that these semi-truck accident often times leave the injured victims with permanent incapacitating injuries. Being involved in a tractor trailer accident in Chicago or the Suburbs may entitle you to thousands of dollars for your injuries, lost wages, property damage, medical bills and long term care.

As the son of a Chicago Steel worker and as a former police detective, Attorney Dan Newlin understands firsthand the importance of helping the good people of Northern Illinois and Chicago. Attorney Dan Newlin and his team of experienced lawyers will fight for you! We are a local law firm, serving all of Northern Illinois with our law offices located in downtown Chicago. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced tractor trailer attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

In any highway accident where the negligent truck driver impacts your vehicle, there could be a number of different commercial insurance carriers and coverages. However, generally speaking there are two types of coverages in any interstate tractor trailer accident. First you have property damage coverage, which is there to compensate you for the property damages you suffered through no fault of your own. Next are the damages that you or a member of your family sustained, such as a broken arm, herniated disc and sometimes-even death. The coverage available to legally compensate you for your personal injuries through settlement or trial is termed Bodily Injury Coverage. Your medical bills incurred in treating these personal injuries are usually paid through your health insurance, your med pay policy and even directly to a doctor at the time of settlement, and are later included in the damages that are recovered from the at-fault trucking company. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

The State of Illinois usually requires that drivers on the highway carry a minimum of $20,000 per person and $40,000 per occurrence of bodily injury coverage. This means that in any accident where the at-fault driver only carries the minimum bodily injury coverage, the injured individual can only recover up to the maximum $20,000 for their injuries. Typically, trucking companies carry a $1 million minimum in coverage through their commercial insurance carriers. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

In a trucking accident, it is likely that the management of the at-fault trucking company purchased a Combined Single Limits (CSL) policy from their insurance carrier. What this means is that the at-fault negligent trucking company carries one limit for all the potential types of damages. For example, if the trucking company carries $1 million combined single limits and they pay $100,000 in property damage, only $900,000 remains to cover all other damages. With this CSL policy, the real possibility exists that there may not be enough money to cover all the damages caused by the tractor trailer. If a negligent truck driver causes a collision in a construction zone with multiple other vehicles, it is a real possibility that someone could have been killed and there would not be enough money to cover every person’s losses. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced tractor trailer attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time. Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

Given this complicated insurance coverage maze, it is imperative that you have a competent, experienced trucking accident lawyer on your side so that you can recover every cent of what you are legally entitled to recover from the reckless, at-fault driver and his trucking company. The experienced trucking accident lawyers at the law offices of Attorney Dan Newlin have recovered over 150 million dollars for accident victims and can assist you in navigating this complicated maze of insurance, ensuring your are compensated for everything you are legally entitled to through settlement or a verdict. If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.

For 18-wheeler accidents, contacting an experienced trucking accident lawyer is especially important as these tractor trailer accidents tend to cause catastrophic damages to property and more severe traumatic injuries. Our experienced attorneys examine every aspect of all available insurance policies to determine the levels of pursuable coverage. Also, insurance policies tend to be overloaded with complex legal language that can only be deciphered by an experienced attorney. REMEMBER: All of our legal assistance in determining if coverage is available is done under our No Fee Guarantee, which assures that you pay us nothing unless we win your case.

At the law Offices of Attorney Dan Newlin, Chicago, we are honored to protect and fight for tractor trailer accident victims. Attorney Dan Newlin and his experienced team of Chicago attorneys will always be ready to offer free advice regarding the damages you have suffered as a consequence of the accident as well as discuss any issues concerning the negligence or liability of the responsible parties. No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced tractor trailer attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims.

If you have questions about your tractor trailer accident call Attorney Dan Newlin now for a free consultation at 312-888-8000.