I have been injured at work. What should I keep in mind with regard to my covered medical expenses?

At the law Offices of Attorney Dan Newlin, Chicago, we are honored to protect and fight for injured workers.  As the son of a Chicago Steel worker and as a former police detective, Attorney Dan Newlin understands firsthand the importance of helping the hard working people of Northern Illinois and Chicago.  On many occasions we find that workers compensation adjusters wrongfully deny medical care and money benefits to injured workers leaving the injured worker with little or nothing to survive.  Attorney Dan Newlin and his team of experienced lawyers will fight for you! We are a local law firm, serving all of Northern Illinois with our law offices located in downtown Chicago.  No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced workers compensation attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims.  If you have questions about your work related injury call Attorney Dan Newlin now for a free consultation at 312-888-8000.

Being involved in a work related injury in Chicago or the Suburbs may entitle you to thousands of dollars under the Illinois Workers Compensation act for your lost wages, medical bills and long term care. At the Law Office of Attorney Dan Newlin Chicago, we have proudly recovered over 150 Million Dollars for injury victims and work related accidents and we will fight for you!!!

The Illinois workers’ compensation law says that an employee injured in the course of their employment is entitled to 100% coverage of reasonable medical expenses related to their work injury. Sounds simple enough, but it is typical that once you are in the system, you’re bound to have questions about your specific situation. Here are a few things to keep in mind about how it all works:

  1. There should be no out-of-pocket costs, not even co-pays, for your work injury treatment. This includes surgery, medications, emergency room visits, check-ups, chiropractic services, physical therapy, etc.
  2. Your employer most likely has workers’ compensation insurance, which means that the insurance company pays your benefits and is the one you’ll be dealing with. They aren’t going to bend over backwards to cover more medical bills than what they feel they have to pay. Their goal is to pay the minimum.
  3. If you are seeking alternative medical procedures, you may be met with resistance from the insurance company. It generally depends on the treatment and how non-traditional it is.
  4. You get to pick your own doctor, but there is a limit on how many doctors you can see. You are entitled to two chains of referral. This basically means you can get a second opinion, but not a third. If the doctors, specialists and therapists are all in one line of referrals, there is no limit on the number of practitioners you can see within that chain.
  5. Your employer may require you to choose a doctor from their preferred network. If you opt out, you lose one of your two chains of referral or opinions, leaving you with just one.

If the workers’ compensation insurance company or your employer is telling you that your treatment isn’t covered, if you feel like you are being forced into a certain type of treatment, including surgery, or if you’re confused about your rights under Illinois law, talk to a lawyer who is experienced with and committed to helping injured workers get the benefits they’re entitled to.  On many occasions we find that workers compensation adjusters wrongfully deny medical care and money benefits to injured workers leaving the injured worker with little or nothing to survive.  No matter where you live in Illinois, Chicago or the Suburbs we are here for you 24 hours a day 7 days week, Attorney Dan Newlin or one of his experienced workers compensation attorneys will be honored to meet you in person to advise you of all of your legal rights and will be honored to personally help you during this difficult time.

Attorney Dan Newlin and his experienced team of Chicago attorneys have proudly recovered over 150 Million Dollars for injury and accident victims.  If you have questions about your work related injury call Attorney Dan Newlin now for a free consultation at 312-888-8000.