What is Bodily Injury Coverage?

Being a victim of a car accident that is not your fault can be a very traumatic experience. On top of the trauma, car accidents can result in painful injuries and the stressful process of figuring out who is at fault and who will pay for your medical bills adds to the trauma. Because most auto accidents are the result of careless or negligent driving, there is almost always somebody responsible for causing the accident. While claims can be brought against the at-fault driver and the owner of the car, in most cases, the at-fault driver is also the owner of the vehicle.

Claims against at-fault drivers

An insurance claim can be brought against an at-fault driver but this does not mean you are directly pursuing the driver. Insurance policies are a contract between the insurance company and the insured. If an insurance company’s client causes an accident, that insurance company compensates the other parties involved. The compensation comes from an elective coverage known as Bodily Injury Coverage or BI. The coverage limitations are normally defined as a limit per person as well as a limit per accident.

Bodily Injury Limits

If a driver carries $25,000/$50,000 in BI coverage, the insurance company will cover up to $25,000 per person but no more than $50,000 for all injured parties. Standard Bodily Injury coverage options are presented as so:

• ● $10,000/$20,000
• ● $25,000/$50,000
• ● $100,000/$300,000
• ● $300,000/$500,000

WARNING: Compensation for your injuries is not automatic. The injured persons are still required to provide to the insurance company proof that the accident was the result of the insurance company’s insured driver. Furthermore, according to the Florida No-Fault Law, the injured driver must also prove that the injuries sustained in the accident are permanent.

Before speaking with the insurance company of the at-fault driver make sure you have consulted with a lawyer. To find out if there is bodily Injury coverage for your claim call Dan Newlin Injury Attorneys at 800-257-1822.

Although bodily injury adjusters, who are employed by the automobile insurance companies, usually appear to be friendly and trustworthy, they’re not. They don’t work for you and don’t have your best interests in mind. Bodily injury adjusters will tell you there is no bodily injury coverage available and that you cannot bring a claim against their insured client.

Our staff will aggressively pursue all avenues necessary to make sure you are compensated for all injuries you have sustained. Our investigative team will do a full asset check on the at-fault owner/driver of the vehicle.

DO NOT MAKE THE MISTAKE OF TRUSTING INSURANCE COMPANIES AND BODILY
INJURY ADJUSTERS. CALL DAN NEWLIN INJURY ATTORNEYS TODAY! REMEMBER OUR INVESTIGATIVE WORK IS DONE AT NO COST UNLESS WE WIN YOUR CASE!